Skip to content

aibolm.com

US TV host Conan O’Brien rejects NBC’s offer to switch his show’s time slot

  • Home

US TV host Conan O’Brien rejects NBC’s offer to switch his show’s time slot

Wednesday, January 13, 2010

File:Elizabeth and John Edwards by The Tonight Show.jpg

On Tuesday, United States television personality Conan O’Brien announced in a statement that he will no longer serve as the host for NBC‘s The Tonight Show if the network’s attempt to move his program to the post-midnight time slot comes to fruition.

This move, NBC has said, would be done to accommodate the return of the previous Tonight Show host, Jay Leno, back to late-night from his current prime-time slot.

In a long statement to the media, O’Brien states that NBC has given him a “scant” seven months to establish himself as host of The Tonight Show.

He continues to say that with his show still in “its infancy, NBC has decided to react to their terrible difficulties in prime-time by making a change in their long-established late night schedule.”

O’Brien adamantly declares that “delaying The Tonight Show into the next day to accommodate another comedy program will seriously damage what I consider to be the greatest franchise in the history of broadcasting.”

Citing his view that NBC’s purposed switch of The Tonight Show time slot could lead to the show’s ultimate “destruction,” O’Brien maintains that he would have no other choice than to step down as host—which could also include his possible move to another cable network—if this does in fact happen.

  • 28 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Asbestos controversy aboard Scientology ship Freewinds

Friday, May 16, 2008

Controversy has arisen over the reported presence of blue asbestos on the MV Freewinds, a cruise ship owned by the Church of Scientology. According to the Saint Martin newspaper The Daily Herald and the shipping news journal Lloyd’s List, the Freewinds was sealed in April and local public health officials on the Caribbean island of Curaçao where the ship is docked began an investigation into the presence of asbestos dust on the ship. Former Scientologist Lawrence Woodcraft supervised work on the ship in 1987, and attested to the presence of blue asbestos on the Freewinds in an affidavit posted to the Internet in 2001. Woodcraft, a licensed architect by profession, gave a statement to Wikinews and commented on the recent events.

According to The Daily Herald, the Freewinds was in the process of being renovated by the Curaçao Drydock Company. The article states that samples taken from paneling in the ship were sent to the Netherlands, where an analysis revealed that they “contained significant levels of blue asbestos”. An employee of the Curaçao Drydock Company told Radar Online in an April 30 article that the Freewinds has been docked and sealed, and confirmed that an article about asbestos ran in the local paper.

Lloyd’s List reported that work on the interior of the Freewinds was suspended on April 27 after health inspectors found traces of blue asbestos on the ship. According to Lloyd’s List, Frank Esser, Curaçao Drydock Company’s interim director, joined Curaçao’s head of the department of labor affairs Christiene van der Biezen along with the head of the local health department Tico Ras and two inspectors in an April 25 inspection of the ship. “We are sending someone so that they can tell us what happened, where it came from, since when it has been there,” said Panama Maritime Authority’s director of merchant marine Alfonso Castillero in a statement to Lloyd’s List.

The Church of Scientology purchased the ship, then known as the Bohème, in 1987, through an organization called Flag Ship Trust. After being renovated and refitted, it was put into service in June 1988. The ship is used by the Church of Scientology for advanced Scientology training in “Operating Thetan” levels, as well as for spiritual retreats for its members. Curaçao has been the ship’s homeport since it was purchased by the Church of Scientology.

According to his 2001 statement, Lawrence Woodcraft had been an architect in London, England since 1975, and joined Scientology’s elite “Sea Organization” (Sea Org) in 1986. He wrote that he was asked by the Sea Org to work on the Freewinds in 1987, and during his work on the ship “noticed a powdery blue fibrous substance approximately 1 ½” thick between the paint and the steel wall,” which he believed to be asbestos. He also discovered what he thought was blue asbestos in other parts of the ship, and reported his findings to Church of Scientology executives. Woodcraft discussed his experiences in a 2001 interview published online by the Lisa McPherson Trust, a now-defunct organization which was critical of the Church of Scientology.

The Freewinds regularly inspects the air quality on board and always meets or exceeds US standards.

Church of Scientology spokeswoman Karin Pouw responded to Radar Online about the asbestos reports, in an email published in an article in Radar on May 1. “The Freewinds regularly inspects the air quality on board and always meets or exceeds US standards,” said Pouw. She stated that two inspections performed in April “confirmed that the air quality is safe,” and asserted that the inspections revealed the Freewinds satisfies standards set by the United States Occupational Safety and Health Administration and the U.S. Clean Air Act.

Pouw told Radar that “The Freewinds will be completing its refit on schedule.” The Church of Scientology-affiliated organization Citizens Commission on Human Rights (CCHR) had been planning a cruise aboard the Freewinds scheduled for May 8, but according to Radar an individual who called the booking number for the cruise received a message that the cruise had been delayed due to ongoing work on the ship. Citing an article in the Netherlands Antilles newspaper Amigoe, Radar reported on May 6 that a team from the United States and supervised by an independent bureau from the Netherlands traveled to Curaçao in order to remove asbestos from the Freewinds.

…if the Church of Scientology claims to have removed the blue asbestos, I just don’t see how, it’s everywhere. You would first have to remove all the pipes, plumbing, a/c ducts, electrical wiring etc. etc. just a maze of stuff.

“I stand by everything I wrote in my 2001 affidavit,” said Lawrence Woodcraft in an exclusive statement given to Wikinews. Woodcraft went on to state: “I would also comment that if the Church of Scientology claims to have removed the blue asbestos, I just don’t see how, it’s everywhere. You would first have to remove all the pipes, plumbing, a/c ducts, electrical wiring etc. etc. just a maze of stuff. Also panelling as well, basically strip the ship back to a steel hull. Also blue asbestos is sprayed onto the outer walls and then covered in paint. It’s in every nook and cranny.”

Many Scientologist celebrities have spent time aboard the Freewinds, including Tom Cruise, Katie Holmes, John Travolta, Kelly Preston, Chick Corea, Lisa Marie Presley, Catherine Bell, Kate Ceberano, and Juliette Lewis. Now magazine reported that Tom Cruise has been urged to seek medical attention regarding potential asbestos exposure, however a representative for Cruise stated he has “absolutely no knowledge” of the recent asbestos controversy. Cruise, Holmes, Travolta and Preston have celebrated birthdays and other events on the Freewinds.

There is not now and never has been a situation of asbestos exposure on the Freewinds.

In a May 15 statement to the United Kingdom daily newspaper Metro, a representative for the Church of Scientology said that “There is not now and never has been a situation of asbestos exposure on the Freewinds.” The Asbestos and Mesothelioma Center notes that agencies have recommended anyone who has spent time on the Freewinds consult with their physician to determine if possible asbestos exposure may have affected their health.

Raw blue asbestos is the most hazardous form of asbestos, and has been banned in the United Kingdom since 1970. Blue asbestos fibers are very narrow and thus easily inhaled, and are a major cause of mesothelioma. Mesothelioma is a form of cancer which can develop in the lining of the lungs and chest cavity, the lining of the abdominal cavity, or the pericardium sac surrounding the heart. The cancer is incurable, and can manifest over 40 years after the initial exposure to asbestos.

“This is the most dangerous type of asbestos because the fibres are smaller than the white asbestos and can penetrate the lung more easily,” said toxicologist Dr. Chris Coggins in a statement published in OK! Magazine. Dr. Coggins went on to note that “Once diagnosed with mesothelioma, the victim has six months to a year to live. It gradually reduces lung function until the victim is no longer able to breathe and dies.”

  • 27 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

7 Tips For Purchasing Art Glass For Investment

Click Here To Find Out More About:

  • Voice Training Courses
  • Coronavirus Speaking Training

Submitted by: Milena MJ Kim

There are many things you have to consider when purchasing art glass for investment. Here is the top 7 list for beginning collectors.

1. Scratches or nicks

Granted, some artists may rough up the surface of the glass intentionally. But in such cases, their intention is usually obvious. Otherwise, there should be no scratches or nicks. If you think that you may at a later time want to resell the piece and you see it as an investment, you will want to talk to the seller about such problems and get a perfect piece without such flaws. But even if you know you will definitely keep the piece and the scratch does not bother you much, still talk to the seller and you may actually get a discount.

2. Bubbles

During glassblowing, some bubbles cannot always be avoided. If you see small bubbles that do not break the surface of the glass, it is alright in most cases. Sometimes such imperfections are what make the piece unique and prove that they are handmade. However, if you believe that the bubbles are too large, do not invest in such pieces.

[youtube]http://www.youtube.com/watch?v=G-aTILgy4Hg[/youtube]

3. Colo

Streaks in color unrelated to any pattern are imperfections.

4. Signature

The general rule is to make sure that the piece is signed. You will want it especially in case you want to resell it. However, do keep in mind that in some time periods or some regions, masters of blown glass rarely signed the glass. So if you are purchasing antique glass and you see a signature, it could be scam. Do your homework and research the artist and his/her characteristics or the specific time period and area before buying.

5. The reputation or exposure of the artists themselves

It is usually a good thing when the artist is widely recognized; a lot of people will want to buy their piece from you. On the other hand, if they have too many studios and have produced too many pieces, there is no rarity to their pieces. People may not need to buy from you they will just buy directly from the artist or buy from other people. If artists are overexposed like this, it is hard to call their pieces collectibles. Thus, a certain limit to exposure is good.

6. Are the artworks of the artist collected in any museums or did he/she win awards?

If you are a beginning collector, sometimes it is a wise decision to listen to what other people say. Besides, general acknowledgement and appreciation of the artist increases the likelihood that you will be able to sell their piece in the future.

7. Your own judgment and taste

Artistic perfection and craftsmanship, the artist, and others opinions are all very important but your satisfaction is probably the most important thing to consider when investing in art glass. Always buy something you love.

By keeping these things in mind, you will be able to select the perfect piece of art glass for both your own enjoyment and future returns!

About the Author: Visit

mirakkulglassware.com

for exquisite hand blown glassware. These products are owned by the nation’s leading museums, such as the Metropolitan Museum of Art and the Corning Museum. Each piece is signed, dated, and registered to verify its authenticity, protecting its value for the future.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=730427&ca=Arts+and+Crafts

  • 26 Jun, 2020
  • (0) Comments
  • By
  • Communication Skills Training

Rugby Union: Ballymore Cup North Queensland carnival

Sunday, July 26, 2009

Rockhampton Grammar School, Townsville Grammar School and St. Augustine’s College (Cairns) played the North Queensland Carnival as part of the Ballymore Cup quarter finals this past weekend. Rockhampton Grammar School won the final and will play Siena Catholic College in the semi final.

The Ballymore Cup is a state wide Rugby Union competition in the Australian state of Queensland. Schools participating in the Greater Public Schools (GPS) competition do not compete in the Ballymore Cup.

Mackay representative Whitsundays Anglican School did not participate as they could not field a suitable team.

Rockhampton Grammar School 22 – 0 Townsville Grammar School
Townsville Grammar School 15 – 12 St. Augustine’s College
Rockhampton Grammar School 29 – 5 St. Augustine’s College

The two grammar schools qualified for the Ballymore Cup North Queensland carnival final after both teams defeated St. Augustine’s College from Cairns. Townsville Grammar were the better of the two defeating Rockhampton Grammar 22 points to zero, then St. Augustine’s 15 points to 12. Rockhampton Grammar finished the round robin stage by defeating St. Augustine’s 29 points to five.

Rockhampton Grammar School 14 – 5 Townsville Grammar School

Rockhampton Grammar qualified for the Ballymore Cup semi final against Siena Catholic College after defeating Townsville Grammar 14 points to five.

  • 26 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

DirecTV tunes out Trio, network in limbo

Saturday, January 1, 2005

The future of the artsy Trio channel became increasingly grim Saturday as satellite TV giant DirecTV dropped the fledgling network from its national channel lineup.

When DirectTV programmers threw the off switch at 6 a.m. eastern standard time Jan. 1, Trio, an NBC Universal-owned cable television channel, lost two-thirds of its 20 million household subscribers. The channel’s remaining 8 million subscribers may not give it enough audience to ensure its survival, according to some experts.

The network received critical acclaim for a quirky lineup that includes the series, Brilliant But Cancelled, which took American broadcast networks, including parent NBC, to task for cancelling quality programs.

Trio originally got its start in the 1980s as a Canadian cable channel owned by the CBC. Its original slate was described as “a general entertainment channel that features the most successful contemporary dramas, documentaries and films from Canada, the UK and Australia. For the last six years, TRIO has been the largest exporter of Canadian TV programs to the US with over 3,000 hours of content,” according to CBC press releases.

The channel’s Canadian roots were cut in 2000 when media mogul Barry Diller snapped up Trio and sister channel News World International from the CBC and partner Power Corp. for $155 million in cash. Diller saw the channel as a cheap consolation prize after he was outbid by NBC for the Bravo cable network earlier that year. Within months, Diller rebranded Trio, dumped the Canadian dramas and geared it more toward edgier pop culture programming.

Over the next couple of years, Trio changed hands twice. First to Vivendi Universal, then to NBC in a package deal that landed the American TV network a movie studio and the USA and SCI FI cable networks. Trio was seen as more of an afterthought at the time.

In a hint of what may be the fate of the channel, NBC Universal moved most of Trio’s executive and programming staff over to Bravo, a now-sibling network, which is seen in 80 million U.S. homes. Some experts predict that Trio will eventually be folded with its more successful programming ported over to Bravo.

“Trio was a refreshing oasis on the dial, with a quirky pop-culture attitude that showed in its programming. Trio leaving is kind of like having a witty friend move out of town,” Gael Fashingbauer Cooper, MSNBC television critic said in her weekly column. “It’ll be missed.”

NBC Universal has not commented publicly on the long-term future or specific plans for Trio channel besides to say it was committed to programming the network for current subscribers as the conglomerate re-evaluates its digital cable strategy.

  • 26 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Shrink-wrapped sheep survive: Researchers say ‘Biobag’ artificial uterus, successful on lambs, may one day be suitable for use on premature human babies

Friday, April 28, 2017

In findings published Tuesday in Nature Communications, a team mostly from the Children’s Hospital of Philadelphia announced they have successfully created an artificial womb in which premature lambs can be brought to term. The researchers say this technology could develop into a means of helping premature human babies survive, but it has also drawn concern from bioethicists.

According to first author Emily Partridge and her team, previous efforts at creating an artificial womb have failed because the pumps used, to provide oxygen and nutrients to the developing animal, put too much stress on the heart, causing circulatory failure; and because they used open-fluid systems, which were easily exposed to germs. Partridge et al.’s system uses a closed-fluid apparatus, which they’ve called the Biobag. The sound of a maternal heartbeat was played in the room where the fetuses were kept.

The animals housed in the artificial womb showed normal blood gases and their lungs, brains and nervous systems showed normal development. They opened their eyes and grew wool. When they were removed from the circuit and dissected, their brains, lungs and other organs were found similar to those of lambs delivered by hysterotomy (Cesarean section) when nearly full term.

Although lambs often serve as an experimental model of fetal development, the researchers concede that not all of their findings can be translated to humans. While the lambs’ brains appeared healthy, they also develop certain traits much earlier than human brains, so not all of these effects may be attributable to the Biobag system.

The researchers also acknowledge the startling appearance of a fetus wrapped in plastic. “It is important to consider that the comparator is the extreme premature infant on a ventilator and in an incubator,” reads the official paper. “We feel that parents will be relatively reassured that their fetus is being maintained in a relatively protective and physiologic environment.”

One of the researchers, Dr. Alan Flake, also of the Children’s Hospital of Philadelphia, says the apparatus may be ready for testing on human babies in three to five years. The researchers noted premature birth is the leading cause of infant mortality in the United States, with about nine out of ten infants born at 23 weeks gestation or earlier suffering complications such as mental retardation, deafness, blindness, paralysis, and cerebral palsy. When a fetus is removed from the amniotic fluid and placed on a respirator, the shift from liquid to gas can cause the lungs to stop developing. The most common direct cause of death among premature infants is failure of the lungs to properly oxygenate the blood.

Bioethicist Dena Davis of Lehigh University notes this invention raises several ethical issues. “If it’s a difference between a baby dying rather peacefully and a baby dying under conditions of great stress and discomfort then, no, I don’t think it’s better,” she told National Public Radio. She also notes the problem of babies who would otherwise have died surviving with severe side effects and the implications that this has for the abortion debate: “Up to now, we’ve been either born or not born. This would be halfway born, or something like that.” Scott Gelfand of Oklahoma State University worries that women who would otherwise seek abortion could be pressured into putting their fetuses in Biobags instead or that employers would punish mothers who took maternity leave instead of using an artificial uterus.

“I want to make this very clear: We have no intention and we’ve never had any intention with this technology of extending the limits of viability further back,” Dr. Flake said in response to these issues. “I think when you do that you open a whole new can of worms.” He went on to call gestating fetuses younger than 23 weeks “a pipe dream at this point.”

  • 26 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Amethyst: The Calming Quartz

Click Here To Find Out More About:

  • Curtains In Sydney
  • Bedheads Sydney

By Andrew Stratton

What is an amethyst?

A member of the quartz family, amethyst is the world’s most valuable quartz gemstone. Unique for its crystalline structure, it is best known for its varying shades of violet. This eye-catching quartz can be found in mauve, lavender, lilac, or the deepest of purple, offering a shade to fit anyone’s taste. Through heating, the stone can produce gorgeous yellow-hued quartz, called Citrine, as well as Prasiolite, a lovely green variation.

Where does amethyst come from?

Siberia once had magnificent deposits of amethyst in the Ural Mountains. The most desired color, deep purple with rose-red tint and even blue tints, came out of these deposits. Like many ancient gemstone mines, it was depleted long ago. Today, your amethyst pendant probably originated in Brazil or Uruguay, though some do come from Sri Lanka, Mexico and Arizona as well.

[youtube]http://www.youtube.com/watch?v=TdQtIJ6ilBY[/youtube]

Mythology

The name is Greek for “sober.” Now, this makes sense once you hear the story of Bacchus. He was the Roman god of wine and revelry. One day, he was in a foul mood and set his tigers on the next person to cross his path. This unlucky person happened to be a maiden named Amethyst who was on her way to the Goddess Diana’s temple. Diana turned her into a pillar of quartz to stop the tiger attack. Bacchus was so remorseful; he poured wine over the pillar as an apology and stained the pillar purple.

As a result, the stone was believed to have the power to stave off drunkenness. In fact, the ancient Greeks and Romans would carve drinking goblets from the violet quartz rather than wear them as amethyst and diamond rings, in an attempt to remain sober as they drank their wine.

Birthstone for February

Celebrating a birthday in February? You might want to start hinting for the amethyst and diamond bracelet you’ve been wanting. As a February baby, you have a right because it is your birthstone. Of course, everyone can ask for and wear it, but you have a special connection.

If your 6th wedding anniversary is coming up, you’ve got another opportunity to hint for jewelry made from the crystalline gemstone. Amethyst rings come in a variety of cuts and colors to fit any personality.

Healing Properties

You already read how the quartz can ward off drunkenness, but it has other healing properties as well. It is said to have a calming effect on the wearer invoking peaceful and loving feelings. It also bestows courage and protection on whoever wears it. Soldiers going into battle may have worn an amethyst pendant or carried a carving made from the violet quartz to keep them safe.

How to care for your gemstone

Quartz is fairly strong and this gemstone ranks a 7 in hardness. It is more than strong enough for everyday wear, but at a mere 1/15th the hardness of a diamond, taking care with it is recommended. To bring back the lost sheen of a gemstone ring, soak it in soapy warm water and wipe with a soft cloth.

About the Author: According to mythology, the ancient Greeks and Romans would carve drinking goblets from the violet quartz rather than wear them as a diamond and amethyst ring, so that they could remain sober as they drank their wine. Find more about this gemstone at

gemaffair.com

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=326361&ca=Womens+Interest

  • 26 Jun, 2020
  • (0) Comments
  • By
  • Curtains

Viacom delays launch of gay cable channel

Friday, January 14, 2005

New York —Media giant Viacom has delayed the launch of its LGBT-themed LOGO channel by more than four months, according to reports. Originally scheduled to launch Feb. 17, the new channel’s debut was delayed until a planned June 30 sign on.

Part of Viacom’s MTV Networks, LOGO has secured carriage on Time Warner cable in Manhattan, RCN and Atlantic Broadband. It is in final negotiations with Comcast, the nation’s largest cable company, which serves the San Francisco Bay Area.

The channel’s management said it will take the extra time to beef up its programming slate and sign on more carriers. LOGO already has secured the rights to such programming as Golden Globe and Emmy-winning Angels in America and films such as Far From Heaven, Philadelphia and The Birdcage.

Original programming includes plans for a string of reality-based series and documentaries with titles such as The Relationship Show, My Fabulous Gay Wedding, and Cruise, which take place about a gay-themed ocean cruise ship.

  • “MTV postpones launch of gay channel” — Digital Spy, January 14, 2005
  • Cynthia Littleton. “MTV’s Gay Channel Held Back to Summer” — Reuters, January 14, 2005
  • Bill Carter. “MTV Postpones the Debut of a Gay Channel” — Reuters, January 14, 2005
  • Alonso Duralde. “Logo’s good to go” — The Advocate, January 13, 2005

This page is archived, and is no longer publicly editable.

Articles presented on Wikinews reflect the specific time at which they were written and published, and do not attempt to encompass events or knowledge which occur or become known after their publication.

Got a correction? Add the template {{editprotected}} to the talk page along with your corrections, and it will be brought to the attention of the administrators.

Please note that due to our archival policy, we will not alter or update the content of articles that are archived, but will only accept requests to make grammatical and formatting corrections.

Note that some listed sources or external links may no longer be available online due to age.

This page is archived, and is no longer publicly editable.

Articles presented on Wikinews reflect the specific time at which they were written and published, and do not attempt to encompass events or knowledge which occur or become known after their publication.

Got a correction? Add the template {{editprotected}} to the talk page along with your corrections, and it will be brought to the attention of the administrators.

Please note that due to our archival policy, we will not alter or update the content of articles that are archived, but will only accept requests to make grammatical and formatting corrections.

Note that some listed sources or external links may no longer be available online due to age.

  • 25 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Bank of America leads Consumer Financial Protection Bureau complaints about mortgages

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

  • 22 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Colleges offering admission to displaced New Orleans students/LA-ND

See the discussion page for instructions on adding schools to this list and for an alphabetically arranged listing of schools.

Due to the damage by Hurricane Katrina and subsequent flooding, a number of colleges and universities in the New Orleans metropolitan area will not be able to hold classes for the fall 2005 semester. It is estimated that 75,000 to 100,000 students have been displaced. [1]. In response, institutions across the United States and Canada are offering late registration for displaced students so that their academic progress is not unduly delayed. Some are offering free or reduced admission to displaced students. At some universities, especially state universities, this offer is limited to residents of the area.

Contents

  • 1 Overview
  • 2 Louisiana
  • 3 Maine
  • 4 Maryland
  • 5 Massachusetts
  • 6 Michigan
  • 7 Minnesota
  • 8 Mississippi
  • 9 Missouri
  • 10 Montana
  • 11 Nebraska
  • 12 Nevada
  • 13 New Hampshire
  • 14 New Jersey
  • 15 New Mexico
  • 16 New York
  • 17 North Carolina
  • 18 North Dakota
  • 22 Jun, 2020
  • (0) Comments
  • By
  • Uncategorized

Posts pagination

1 … 99 100 101 … 118
Categories
  • Plastic Surgery (12)
  • Bodybuilding Products (10)
  • Bbq Products And Accessories (9)
  • Parking (8)
  • Insurance (7)
  • Property Investment (7)
  • Communication Skills Training (6)
  • Facial Plastic Surgery (6)
  • School Academy (6)
  • Property Data (5)

© 2019 All Right Reserved | StartKit WordPress Theme