October 2023 – aibolm.com

Top 10 Most Expensive Homes In The United States

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By Real Estate Advisor

A $135 million home tops the list of the most expensive homes for sale in America. Forbes.com compiled a list of the world’s most valuable homes on the market for the year 2007. The following are the top ten of America’s priciest mansions pulled out from the Forbes list. Interestingly six of the top ten of the world’s most expensive homes in 2007 are American.

The top 10 most expensive homes for sale in the United States in 2007 are:

1. Hala Ranch – Aspen, Colorado, $135 million: This 95-acre ranch estate consists of an expansive 56,000-square-foot mansion, with 15 bedrooms and 16 bathrooms. America’s priciest mansion, owned by Prince Bandar bin Sultan bin Abdul Aziz, former Saudi Arabian ambassador to the United States, also boasts several smaller buildings, stables, a tennis court, an indoor pool, a steam room, an exercise room, cross-country ski trails and a fishing pond.

2. Fleur de Lys – Beverly Hills, California, $125 million: Modeled after the palace of Louis XIV at Versailles, this 45,000-square-foot Beverly Hills mansion is priced at $125 million making it the second most expensive home in the U.S. It had taken five years to complete this palatial home.

3. Maison de L’Amitie – Palm Beach, Florida, $125 million: Previously owned by former health care magnet Abe Gosman, the home was purchased by New York billionaire Donald Trump in 2004 at a bankruptcy auction for $41.25 million. Now refurbished, the mansion, featuring a ballroom, conservatory, a 100-foot swimming pool and 475 feet of ocean-front, is on the market for sale for $125 million.

4. Tranquility – Lake Tahoe, Nevada, $100 million: This expensive mansion sitting on a sprawling 210 acres is located on the tax-free Nevada side of Lake Tahoe. The property is owned by Joel Horowitz, the co-founder of Tommy Hilfiger. The 20,000-square-foot main house is modeled after a northern European mountain home. The Lake Tahoe house boasts of several luxuries such as a 3,500-bottle wine cellar, a giant indoor swimming pool and atrium, and a 19-seat movie theater.

5. Three Ponds – Bridgehampton, New York, $75 million: This home, designed by architect Allan Greenberg, is located amidst three lakes on 60 acres of Hamptons farmland. It features its own USGA-rated Rees Jones golf course, 14 gardens, a 75-foot-long swimming pool, golf pro shop, grass tennis court, and a guest house. The main house has a great room with a domed ceiling, 28 foot high.

6. The Portabello Estate – Corona del Mar, California, $75 million: This modern estate home built in 2002 is located on a triple oceanfront lot along the Pacific Ocean. The 30,000-square-foot home features eight bedrooms and 10 full baths.

7. Malibu, California, $75 million: This is a beach home with a difference. Located on a flat seven-acre lot the beach house is surrounded by picturesque ocean views. It features seven bedrooms, two riding stables, a riding ring, swimming pool, tennis court, and private access to the beach.

8. The Pierre Penthouse – New York City, $70 million: The eight most expensive home in the U.S. is a penthouse with balconies and windows that offer 360-degree views of Manhattan, Central Park, the East River, and the Hudson River. Consisting of the top three floors of one of the grandest hotels in New York, the Pierre is located overlooking Central Park. The penthouse features a grand salon that has a 23-foot high ceiling.

9. Belvedere, California, $65 million: This 10,000-square-foot home California home features six-bedrooms, herringbone floors, marble baths and front gates designed by Hearst Castle architect Julia Morgan. The home offers the combined beauty of the scenic San Francisco Bay, Angel Island and the Golden Gate Bridge.

10. San Francisco, $65 million: This limestone palace is on the market for $65 million. It was sold for $32 million two years ago. It is significant that the limestone that the Gold Coast palace is clad in comes from a single quarry in France. Among the elite billionaires’ row neighbors are the Getty family. The mansion features European windows and the guest house has a 19th-century Italian tile roof.

About the Author: San Diego CondosSan Diego Homes For SaleCarmel Valley Real Estate

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Why Real Estate In Belize Will Increase In Value Over The Time

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Belize, located in Central America, is one of the most diverse ecological systems in the world. It has the longest berrier reef in the western hemisphere. Aside from the fact that it is home to hundreds of endangered species such as the Jabiru stork – one of the biggest flying birds in America, it is also home of the Mayas. Mayans inhabited the lands for thousands of years and are still living there, harmoniously concentrated in the Toledo district of Belize. There are a lot of protected and preserved areas in Belize that is why developments in certain areas are limited. There is a good possibility that the real estate industry in Belize may affect the ecological system of the country. For one, the construction of the houses, hotels, condominiums and other developments dedicated to uplift the human interest may not be good for the environment. Constructions, whether it be in a different country, has adverse effects to its surroundings. If demand of real estate in Belize increases, which is apparently happening, businessmen and companies will find a way to extend the supply of land properties. An increasing demand also means an increasing population; an increasing population also means more tons of harmful wastes. Carbong footprint is the expression of human activity affecting climate change, calculated in terms of the amount of greenhouse gases produced. In other words, it is the impact of the human race to the world’s environment by the lifestyle we follow. Although it could be claimed by environmental advocates that real estate companies in Belize are only out to make money out of the destruction of its environment, the government has strict laws on where developments should start. The Toledo district is said to be the most pristine place in all of Belize with the Mayas protecting it. A few years back, the Mayas had proposed that the area be their homeland. The Mayas cultivate the land and forest through a system called the “Milpa Agriculture” which was also applied by the Native American Indians hundreds of years ago. The Milpa system is a way of producing food, while at the same time maintaining healthy and diverse ecosystems. The reason for this is conventional farming as we see today, such as grazing lands for cows and extensive farming of crops, is actually disturbing our environment and creating disorder in the ecosystem. Grazing lands in present times even out the forest for cows, affecting all the other creatures living in the forest. With limited forest resources, some animals and insects die, causing an imbalance in the ecosystem. Increasing demand for real estate in Belize and limited development for companies to expand real estate properties would affect the value of land in Belize greatly. Although they haven’t reached their limits yet, it is best to assume that in the next few years, land properties in Belize would increase a significant amount making it the best real estate investment target. Everything in this world is limited including our earth’s resources. Now, it is up to us how to make use of it efficiently.

How To Create A Stock Market Website Like Trading View

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Introducing Broker

The increasing need for digital technologies in the post-Covid-19 world shows that industries across the world are either already affected or are in the process of digital transformation. Specifically, for the finance industry, stockbrokers, investors and, lending institutions have already implemented innovative technologies to stay relevant to the changing market needs. But, with the advent of new practices and technologies such as open-banking and AI in FinTech, many people wonder how to create a stock market website that excels over the existing websites in the market.

What is a Stock Market Website, and How Does It Work?

A stock market website is an internet-based platform that assists traders and brokers trade financial commodities through an electronic medium. These websites allow traders to invest in anything, be it bonds, currencies, debentures, shares, or other financial instruments. In layman’s terms, stock market websites are e-commerce but for stock trading.

Stock market websites allow brokers to find and track their favorite stocks and invest in financial instruments. Also, the investors can use the stock market website to access and study the funds that they want to invest in. Although stock market websites don’t necessarily offer trading functionality, some websites like Trade Ideas offer complete functionality, including stock trading and, making sure that the investors never miss a trading opportunity.

Why Are Stock Marketing Websites So Popular?

Statista found that 14.1 million people in the USA are using at least one stock marketing website or app. This is due to the accessibility that the online stock marketing/trading platform brings along. Investors and brokers can sell or buy stocks from anywhere in the world. The following are the commonly known benefits of stock marketing websites:

Enables stock trading beyond geographical boundaries. This means that any trader having an account with brokerage firms can do business via the internet, irrespective of their location.

Streamline investor and client management. The online stock market and trading platforms also act as CRM software solutions that enable effective and efficient client data management.

27×7 accessibility. While stock markets don’t remain open all the time, the stock market websites will, making it possible for users to access information anytime.

Real-time data availability. The stock market websites provide users with real-time data from the market. The websites also use artificial intelligence to help users decide the best stock for their choice, which ultimately reduces the risk of investment.

Updateable Index Filters

With updatable index filters, stock market websites make it easy for the customers to filter their portfolios or index to monitor them quickly. Filters reduce the time taken for a task and provide an astonishing user experience for the users.

Trading Functionality

Although it isn’t necessary for stock market websites to act as an online stock trading platform, trading functionality is worth having. This functionality is the last step in the stock trading funnel.

To enable this, the most feasible option is to integrate with a third-party trading platform. For example, TradingView doesn’t have its own trading platform; it actually has implemented APIs from ForexTrader to enable ForexTrader account holders to do trading.

Secure Fund Transfer

Since both brokers and investors would be buying and reselling stocks on the stock trading/market platform, it is essential that the money transfer function is easy and quick. Ask your developers to build a simple yet secure payment flow and design so that the transaction data is secure.

Real-time streaming of Charts and Quotes

In stock trading, a delay of one second can result in a loss of millions of US dollars. Stock trading is a fast process, and the brokers, as well as investors, make decisions swiftly. Hence, it will help you enable the live-streaming of charts and quotes on the home page or the top bar. To make sure that you show the right and updated information, you will have to integrate APIs from several news and stock websites such as CNBC or Insider. Although it doesn’t seem like a hard-to-implement feature, it is among the most crucial features to help users make the right financial decisions.

Financial Forecast and Analysis

The stock markets are highly prone to global as well as local political and economic events. A shutdown of a mediocre company can potentially disrupt worldwide trading. Therefore, giving the users access to real-time financial forecasts will help them make intelligent investment decisions. Stock market websites like Trade Ideas make use of artificial intelligence to provide investors with valuable market insights.

Push Notifications

Notifications in terms of mobile applications have indeed gone obsolete, especially when not integratedallowed with personalicustomization. But, web portals still have the same importance when it comes to notifications. You can alert users about any major changes in the market that can potentially hamper their portfolio. If you have the resources to make this feature more intelligent using AI algorithms, then go for it.

Favorites or Watchlists

Investors track stock for a long period before investing in them; hence, if your stock market website allows them to select their favorite stocks, and show them these stocks separately, so that the investor can see any the trends quickly without even having to search specifically for them.

How to Develop a Stock Market Website – The Process

Before you decide to build your stock market website, you should ask yourself whether your business idea complies to a stock trading website or a stock market website. Also, you’ll have to think about how it would help if you develop a full-fledged cloud-based stock market/trading platform. FYI, web-based portals are more versatile and functional than static websites.

1. Know the Compliances For Your Niche

Every industry vertical has its specific as well as common regulatory compliances. FinTech compliancesrange among consumer protection, data security, money laundering, and many moresuch. Also, the regulation specifications are different for every political boundary.

2. Design the Stock Market Concept, User Journeys, and Experience

Based on the compliances, you can think about the functionalities and value that you will be offering to the investors and brokers. It will help if you rank the functionalities according to the importance.

After developing the concept, you’ll have to create different user journeys based on your assumption. There are several purposes why the user will use your website; you should know them and create separate user journeys for each use.

When you know how you want the user to interact with your stock market website, it’s time to design the wireframes and .psd. Don’t forget that investors and brokers are highly educated and have no time to waste. Therefore, it is crucial for you to design your stock market website with a minimalistic approach. You can consider the following factors while designing your stock market website:

It is beneficial to keep the user interface and experience in mind fromsince the beginning of your website idea. It will help you to be realistic in terms of potential software features.

When designs are ready, perform usability testing. This is the most important phase, where you’ll make sure that your website is in accordance with your initial plan.

It is important for you to guide the UI/UX designers as they might not have experience designing FinTech software solutions. Your feedback will help them understand that you require a minimalistic design with more focus on usability.

3. Design Website/Portal Architecture and Develop the Website/portal.

Once you have the detailed requirements in your hand and the designs are ready, you can jump straight on developing your stock market website. If you’re unsure how to create a detailed requirement document, read the following article and come back: Create Product Requirement Document.

Every stock market website has three development stages – Build the Architecture, Back-end Development, and Front-end Development.

Build Architecture

The architecture on which your stock market website is built, plays a crucial role in the entire system’s scalability and security. I will recommend you to do it on your own only if you have the expertise; otherwise, It is better to partner with a FinTech development company that knows how to create a stock trading platform.

Back-End Development

Based on the decided architecture, the backend developers will integrate server technologies, manage the database, and develop software logic. The developers often use programming languages such as Java, PHP, Ruby, Python, Net, along Oracle and MySQL to enable smooth functioning of database and server. Back-end development takes care of sign-ins, notifications, transactions, and other features for your stock market website in layman’s terms.

Front-End Development

Front-end development part of your stock market website deals in designing mobile and web interfaces. The front-end developers make use of programming languages such as JavaScript, HTML, and CSS. The developers are also familiar with software development frameworks like AngularJS, Bootstrap, and libraries like jQuery.

In addition to the backend and front-end developers, the development team often consists of a project manager, graphic designer, and a quality analyst (QA).

How Much Does It Cost to Create A Stock Market Website

It is impossible to tell the exact cost of stock market website development right away. However, I can give you a ballpark range between the cost mostly lies, but it will be too vague. The exact cost can only be calculated with detailed requirements and preferences. Therefore, let’s understand how to calculate the cost of a stock market website or platform development:

The cost to develop any software solution depends on the number of hours required to design and develop it. The same goes for the stock market website or platform development. The estimated time to develop different components of a stock market website is as follows:

Environment setup and website design: 3 – 4 weeks
Back-end development: 12 – 20 weeks
Front-end development: 10 – 15 weeks
Admin panel development: 2 – 5 weeks
Testing: 1-2 weeks
Production and final release: 1 week

This way, the total time required to develop a full-fledged stock market platform is 6 – 12 months. However, the development time can be reduced by executing tasks simultaneously if the requirements are clearly stated and are rigid.

Considering 40 hours of work every week, the total hours required to develop a stock market platform will be 1,160 – 1,880 hrs. Given the hourly rate of software development in the USA at $70, the total cost for stock market platform development will range between 80,000 – 130,000 USD.

However, if you don’t require trading functionality, the cost will be a lot lesser. Therefore, the cost for a stock market website like TradingView will range between 40,000 – 60,000 USD.

Should You Develop Your Stock Market App In-house or Not?

Now when you know how to create a stock market website, the question you would ask yourself is whether to do it in-house or outsource it to a software development company. Developing your stock market website or platform in-house will give you complete control over the development process. You can start developing your website immediately. However, for this, you need to have the required technical resources already in-house. If you don’t have them, you’ll have to spend a hefty amount of time procuring the development team and getting them on board. Also, if you develop the website in-house, the cost of development will significantly go high.

This is why most of the IT projects are outsourced. Even wWhen even companies like Adobe and Google are outsourcing most of their IT projects, there is no harm in outsourcing your stock market website development. Outsourcing FinTech software development allows you to save time and money, get access to a global pool of talent, and avoid unnecessary recruitment and management.

However, there are things you should consider before you outsource your stock market website development work to a software development company. Not every software development company is proficient in FinTech development and therefore, the company you pick should have extensive experience in developing software solutions for the banking and finance industry.

E Book Explosion New Technologies Conquer All

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Submitted by: Nicholas Jarder

The latest and greatest in technologies isn t always what you think they are. Sure, many people are flocking to get the latest smart phone, but there are other technologies that are right under the nose of the average consumer that are making major strides. One such technology that keeps pushing forward and is being adopted by millions of people is none other than eBook readers. With so many people purchasing these handheld devices, it s no wonder that entrepreneurs, writers, and more are jumping on board with the fast growing epublshing business.

This new transition is nothing new to those that have obsessed with popular shifts in culture and media. Those that saw the transition from video recorders to digital video formats will be first to remind others that these shifts are inevitable. The numbers today are showcasing that epublishing is not going anywhere. There are 3 major players right now biding for attention, and those are: Nook, Kindle, and the Sony E-Reader. The aforementioned three options are just the three forerunners, but there are far more options on the horizon.

As people adopt tablet computing, publishers are quickly trying to publish their books in the digital format. These books are easier to read, lighter, and download easily onto a device within a few seconds. You could spend a lot of money and effort trying to build a physical library, but when it comes to moving or transporting, it s going to be hard to carry more than a few books. Now, with stand alone platforms that are hand held, you can take everything you want with you, and in the palm of your hands within a few moments, start reading where you left off and enjoy new technology.

[youtube]http://www.youtube.com/watch?v=efbSu9i9DIc[/youtube]

As it pertains to business, it s interesting to see many writers, bloggers, and media moguls starting to publish on demand. You can now write a book and instead of signing a long-term publishing contract with all the hoops and hurdles that exist in trying to become the next big bestseller, you simply upload your manuscript and wait for people to come along and purchase it.

For those not familiar with the traditional publishing model, it s simple. A publisher gives you an advance to write a book, they then print physical copies of the book and send them to book sellers. After the book sells roughly 10,000 or more copies to repay the advance you were paid, you start to see around $1 profit from each additional sale of the book, and that s before the paperback comes out. If the book flops, then you fail, or if you fail to complete the book you have to return the fronted financial gains. There are millions of writers that put out books, and lose money when no one purchases the physical copies.

The difference between traditional methodology and the new world of epublishing business is simple. You don t make physical copies, you simply upload and download media, which means you can profit from the sale of each of your eBooks, rather than having to sell a certain amount before seeing financial gains.

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Abdominoplasty: The Consequences Of Weight Gain After Tummy Tuck Surgery

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By Abigail Aaronson

Abdominoplasty is the cosmetic procedure that removes excess skin from the stomach area. It is typically needed after extreme weight loss or after pregnancy. The procedure makes an incision, folds the skin back and tightens the abdominal muscles.

Liposuction can also be used to remove stubborn fatty deposits that might hinder the final results of the abdominoplasty. Once this is done, the excess skin is then removed permanently, the skin is pulled taut and the belly-button is repositioned if necessary. The whole purpose of this procedure is to give you a flat smooth stomach.

But, what happens if you gain weight or get pregnant after having had this procedure? Well, your plastic surgeon should have told you that you should be at your ideal weight and maintaining it for at least 6 months before the procedure. He should have also told you that pregnancy is not a good idea afterwords. So, why is this? What’s the big deal?

[youtube]http://www.youtube.com/watch?v=hHsDKqKE_kc[/youtube]

Well, remember that word permanently in the first paragraph? That is key. When you originally gained all of your weight either fat or baby, you stretched out the skin and muscles and damaged the elasticity. This means that after the weight was gone, the skin didn’t snap back into place, it just kind of hung there.

Now, after the procedure, you have even less skin than you did before. Imagine blowing up a balloon past its normal tension level. The rubber starts thinning out and in any minute, it will pop. Well, you probably won’t pop, but your skin will thin out and it will be stressed far beyond what it should be.

When it is stressed at these levels, stretch marks form and other problems can arise. You simply have less skin to give and don’t forget, if your procedure was due to pregnancy, your abdominal muscles were also shortened. Another pregnancy will put stress on them as well. You will need additional surgery to fix the problem. This is why your plastic surgeon should tell you to be sure you are finished having children and that you are at weight you are happy with.

Ok, you are ready for abdominoplasty. You promise you won’t compromise the results by gaining weight or getting pregnant. Now, you need to pick the right surgeon to perform the procedure. Choosing the right surgeon is just as important as the decision to have cosmetic surgery is.

Check the walls of his office for his diplomas, his board certification and his license. If you can’t tell what’s what, go on-line and check out his credentials. Also, see what his experience is with performing abdominoplasty and ask to look at before and after photos.

Ask yourself if he makes you feel comfortable and if he seems genuinely concerned about you. He should gladly answer all of your questions, no matter how silly-and he should never pressure you in to a procedure you don’t want.

Abdominoplasty can make you feel so much more comfortable in your skin. Reward your weight-loss or motherhood by treating yourself to a slimmer looking mid-section. Just remember what you have to do, or not do as the case may be, to maintain the results.

About the Author: In San Francisco, tummy tucks can restore a thinner and fitter looking contour to your body with minimal discomfort. Visit

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